As global markets shift and inflation continues to rise, many Nepali investors are exploring silver as an alternative investment option. Known for its dual role as both a precious metal and an industrial commodity, silver offers unique benefits — but also certain risks.
In this blog, we will explain everything you need to know about investing in silver in Nepal — from current market trends and regulations to practical buying tips.
Why Silver Is Becoming Popular Among Nepali Investors
Silver has long been used in Nepal for jewelry, utensils, and traditional ceremonies. But in recent years, it has also become a financial asset for wealth preservation and diversification.
Here’s why investors are increasingly interested in it:
- Affordable Precious Metal – Silver is much cheaper than gold, making it accessible for small investors looking to enter the precious metals market.
- Inflation Hedge – With inflation and rupee depreciation affecting purchasing power, silver can help preserve value.
- Industrial Demand – The global push for renewable energy, electric vehicles, and electronics has increased silver demand, supporting higher long-term prices.
- Portfolio Diversification – Adding silver to your portfolio helps reduce risk by balancing equity or real-estate-heavy investments.
Silver Market Overview in Nepal
In Nepal, silver prices are influenced by global market rates, currency exchange (NPR vs USD), and local demand.
As of 2025, silver prices in Nepal have reached record highs, mainly due to:
- The weakened Nepali rupee
- Strong global demand for industrial silver
- Import restrictions and limited supply
According to recent reports, silver in Nepal is trading above Rs. 2,000 per tola, with frequent fluctuations based on global market conditions and festival demand.
Regulations on Silver Investment in Nepal
The Nepal Rastra Bank (NRB) regulates silver imports and foreign exchange allocation. In 2025, the NRB increased the foreign exchange limit for importing silver:
- Up to USD 500,000 per transaction for industries using silver as raw material.
- Up to USD 100,000 per transaction for general silver traders.
These changes aim to make silver imports more manageable for jewelers and traders while keeping forex reserves stable.
However, investors should note that silver imports are still subject to customs duties, VAT, and other charges, which increase the final retail price in Nepal.
How to Invest in Silver in Nepal
There are a few common ways to invest in silver in Nepal:
1. Physical Silver (Bars & Coins)
- Buy from authorized bullion dealers or reputable jewelry stores.
- Always check for purity (usually .999 fine) and hallmark certification.
- Keep receipts and documentation for resale or tax purposes.
2. Silver Jewelry
- Although easy to buy, jewelry includes making charges and design costs that reduce resale value.
- Recommended only if you value its aesthetic or cultural use in addition to investment.
3. Silver-Based Businesses
- Entrepreneurs in jewelry or handicraft industries can use silver as a raw material, leveraging NRB’s forex facilities for import and export.
- However, this requires proper documentation and business registration.
4. Global Silver ETFs or Online Platforms (for advanced investors)
- Nepali residents with international accounts (through legal channels) may invest in silver ETFs or mutual funds that track silver prices globally.
- This avoids storage and purity concerns but involves exchange rate and compliance factors.
Pros and Cons of Investing in Silver in Nepal
| Pros | Cons |
|---|---|
| Affordable entry point compared to gold | Price volatility is high |
| Acts as an inflation hedge | High premiums and taxes in Nepal |
| Industrial demand supports global price | Limited liquidity for resale |
| Diversifies your portfolio | Regulatory and forex restrictions |
Tips Before You Invest
Set a clear goal – Are you investing for short-term profit, long-term safety, or as a hedge?
Buy from trusted sources – Avoid informal sellers or schemes.
Compare prices – Check both international silver price and local dealer markup.
Avoid emotional buying – Festival season prices can be inflated.
Hold for long-term – Silver’s true value often shows over years, not months.
Is Now a Good Time to Invest in Silver?
The silver market in 2025 remains bullish, supported by global industrial demand and supply shortages. However, prices have already climbed significantly, meaning short-term corrections are possible.
If you’re a Nepali investor looking for a safe-haven or diversified asset, a small allocation (2–5% of your portfolio) in silver could make sense. But always invest gradually, and keep an eye on global and NRB policy updates.
Final Thoughts
Investing in silver in Nepal offers both opportunities and challenges. It’s accessible, inflation-resistant, and globally in demand — but also volatile and affected by import rules.
For most Nepali investors, silver works best as a supporting asset, not the main investment. Whether you buy physical silver or invest through global markets, staying informed and cautious will help you make smarter decisions.
